A graduate of the University of Virginia and Rutgers University, Dave Horner had become the youngest bank president in Virginia by the age of thirty. He founded one of the first pro dive shops in the mid-Atlantic region and pioneered sport diving for treasure. His interest in sport diving led him to research, locate, and successfully salvage a sunken treasure ship. He is a frequent speaker at Amelia Earhart Society events and a consultant for others seeking hidden treasure. Horner alternates living in Vero Beach, Florida, and the Maryland Eastern Shore with his wife.